Any individual traveller or group travellers visiting any part of the Schengen Area for the purpose of leisure/business/transit or just visiting relatives who is required to obtain a Schengen visa for his/her travel must hold the necessary Schengen travel medical insurance.
Being safe with Schengen Travel Insurance
Travel insurance or visitor insurance is necessary while traveling to any part of the world. While making travel plans to the Schengen Area, it must be kept in mind that Schengen Travel Medical insurance is a mandatory requirement for obtaining the Schengen Visa. The travel medical insurance ensures that a valid visa-holder traveller is covered for any expenses related to medical issues, hospital treatment or death while he is staying in the Schengen Area. This insurance is valid throughout the Schengen Area and the minimum coverage is Eur 30,000.
The mandatory and very useful travel medical insurance not only covers him medically but for a lot of other unexpected conditions:
§ Lost/delayed/stolen luggage/travel itinerary documents/personal items
§ Travel Delays due to weather conditions
§ Trip Cancellation or interruption
§ Missed flight connections
§ Repatriation
§ Overseas funeral expenses
§ Evacuation in case of emergency
There are certain conditions which may or may not be covered within the Travel Medical insurance for the Schengen Area. In such cases, an additional coverage must be purchased. These conditions may be:
§ Acute on set of Pre-existing medical conditions
§ Risks due to extreme like scuba diving/skiing/sky diving
§ Natural disasters/terrorism in high-risk countries
For more information, please visit: https://www.schengenvisaitinerary.com/
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