Following are the member states which are included in the Schengen Travel Insurance policy: Austria, Belgium, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden and Switzerland.
Whether the purpose of the trip is leisure or business, it is mandatory to have Schengen travel insurance. The cost of a Schengen visa fee is €60 per person. However, it depends upon the age of the applicant, nationality and some other factors. It offers a minimum coverage of at least €30,000 or US$50,000.
In the Schengen Visa Itinerary, we have good services (Flight Itinerary, Hotel Booking and Travel Insurance) are there.
Schengen Travel Insurance India: In case a person is travelling from India, travel insurance is necessary. One should keep the following points in mind:
Valid for all member states: The insurance shall be valid to all the member states of the Schengen area and also covers the whole period of the stay. The duration of the travel can be as short as 8 days and as long as 183 days. The choice of stay depends on the travellers. This can also include a trip, to and from, within member states during the entire length of the stay.
Covers all unforeseen medical emergencies: Travel insurance for Schengen visa includes all kinds of unforeseen medical mishaps, repatriations and sudden hospitalization due to an illness. Moreover, it provides coverage in case of death of the person. It also covers all the medical expenses in case of any injury while travelling. However, the Schengen Travel Visa does not cover pre-existing diseases or an injury on account of any sports such as skiing and scuba diving. This does not apply even when the person is travelling to a war-hit country, where the risks are higher.
In case one is looking for the best Schengen travel insurance policies, there are some advantages that one gets:
Easy visa process: The process is easy and assisted online like any other visa application. The visa applicant will receive a letter of appointment in his email as an attachment after he/she will purchase his/her Schengen travel insurance. At the time of his/her visa appointment, he/she may have to present the hard copy of the same letter.
Trip cancellation or delay: There is a provision in the policy regarding any kind of interruption in the trip such as a change or cancellation of the trip and delays due to bad weather conditions, other natural calamities or death of any close relative. Trip interruption is a valuable benefit that the insured gets. It can help the traveller to make his/her own necessary travel arrangements instead of getting stuck and return home safer before the planned dates.
Loss of baggage or travel documents: In the case of a loss or theft of baggage, the insurance covers and helps the person with the cost of his/her important content in the lost luggage. It also covers for any kind of damage to the luggage or if there is a requirement of its replacement.
Best Schengen travel insurance is easily available online at the cheapest rates. One can also get the visa offline with the help of a trusted travel partner. However, it is essential that the insurance partner is licensed and recognised one and has a valid business dealing in Schengen countries.
However, to make the tour full proof, the person should conduct his/her own research and compare the rates of all the travel insurance available, both online and offline. Comparing their key points which are included in the travel insurance policy helps. The decision to choose the best Schengen travel insurance should be based on well-rounded research.
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