Yes, aside from the above-mentioned mandatory coverage of your Schengen travel insurance, many companies also include other benefits to make the purchase more attractive and more worth the price. Here are some additional benefits that may come with your travel insurance for Schengen visa:
Lost and/or stolen luggage
Broken luggage
Damaged personal property or travel documents
Delayed luggage due to airline error
Delayed or cancelled flight due to weather
Accidental death or injury
Injury or death due to acts of terrorism, and
Pre-existing disease
In the Schengen Visa Itinerary also, we have the best Travel Insurance, Flight Itinerary and Hotel Booking services are there.
Why are Schengen visa applicants required to get travel insurance?
Apart from the law that states that all USV applicants must have travel insurance, the main reason why the organization wants to require travel insurance is to protect both the governments under the Schengen organization and the travellers who are within the region.
Imagine if you are travelling on a tight budget and you get sick or lose your wallet or your luggage, you do not have any buffer or safety net to protect you and save you from a big expense. In effect, the $80-$100 travel insurance may just save you from thousands of euros expense should you get sick, lose items, or worse meet an accident. The travel insurance is an investment that you need when you are travelling.
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