Who Needs a Travel Insurance to the Schengen Area?

 

Many tourists that plan to apply for a Schengen visa have the same question in mind: “Who needs a travel insurance to the Schengen area?” The answer to this question is quite simple. As stipulated in the Schengen visa rule that was amended in 2003, “It is necessary for visa applicants to hold, among the supporting documents they are required to produce, proof of individual or group insurance to cover any expenses which might arise in connection with repatriation for medical reasons, urgent medical attention and / or emergency hospital treatment during their stay in the territory of the member states that fully apply the provisions of the Schengen Acquis.” This clear-as-crystal rule must be adhered to by Schengen tourist visa applicants otherwise the receiving embassy has every right to deny the request.

Aside from the required travel insurance, there are other several requirements that one applicant must complete before submitting all documents to any Schengen member embassy. Commence your travel plans by completing all the necessary documents to acquire a Schengen visa:

·        Valid passport and copies of the front and back pages

·        Current passport-sized photos with white background

·        Completed Schengen Visa application form

·        Proof of travel such as flight booking, travel itinerary, and hotel booking – You may get a Flight Booking for Visa and Hotel Reservation for Visa just for your visa application without having to pay for the airfare or hotel booking.

·        Travel Insurance – It is better to acquire this from Schengen Travel Insurance, an affordable and reliable insurance company.

·        Personal Coverage Letter

·        Bank Documents

·        For employed travelers, a No Objection Letter is highly recommended