The applicants of those nations who are subjected to visa requirements. It does not matter whether an individual or a group is traveling to Europe for visit or business purposes, travel health insurance is a must document.
The Schengen VISA Travel Insurance policy can be purchased either online for a very low cost or via conventional means.
Coverage Provided by Schengen Medical Insurance
Usually, the Schengen Travel Medical cover following arrays of expenses:
Medical emergency (accident or sickness)
Emergency evacuation
Repatriation of remains
Return of a minor
Trip cancellation
Trip interruption
Accidental death, injury or disablement benefit
Overseas funeral expenses
Lost, stolen or damaged baggage, personal effects or travel documents
Delayed baggage (and emergency replacement of essential items)
Flight Itinerary or Flight connection missed due to airline schedule crash
Travel delays due to weather
Hijacking
The insurance covers pregnancy expenses if it happens in the first trimester. After this, the coverage differs from company to company.
What is Excluded or Optional in Visa Travel Insurance Policy?
• As mentioned earlier, each insurance company offers a different set of packages. There are some companies which cover additional costs. If your availed insurance does not cover additional expenses, then it must be bought to cover additional expenses.
• Preexisting conditions (e.g. Asthma, diabetes)
• Sports with an element of risk (e.g. Skiing, scuba diving)
• Travel to high-risk countries (e.g. Due to war, natural disasters or acts of terrorism)
• Acute onset of pre-existing conditions: It means the sudden return of a pre-existing disease without any prior warning from the doctor. If the applicant is suffering from pre-existing conditions, then he/she must cover it to protect himself from the expected cost of medical treatment in the Schengen Area.
For more information, please visit: https://www.schengenvisaitinerary.com/
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