What Should the Schengen Travel Insurance Plan Cover and What Other Liabilities Are Covered in Schengen Travel Insurance Policy?

 

Schengen Travel Visa Insurance

When visiting Europe, travellers should be able to handle and financially cover medical services in case of an accident, injury or any other sudden event.

To take care of unexpected expenses that arise while travelling, having travel insurance has been proven to help travellers with financial support and comfort to continue their travel journey without worries.

Make sure your plan covers:

•        Cost of medical treatment. This includes:

•        In-patient and outpatient medical treatment.

•        Doctor visits.

•        Hospitalization.

•        Surgery.

•        Prescription medication.

•        Emergency dental care.

•        Cost of repatriation or evacuation. If you become gravely ill or get into a serious accident, which requires medical attention from your home country, then travel insurance covers the cost of repatriation. It also covers repatriation in the event of death.

This is what a basic policy has to cover to be valid for a visa application. However, some insurance companies also offer additional, more comprehensive coverage, such as insurance for your trip or liability.

What Other Liabilities Are Covered in My Travel Insurance Policy?

Other than the basic Schengen travel health insurance (for medical and repatriation costs), some insurance companies will also cover other liabilities and risks associated with the trip, such as:

•        Assistance in the event of illness. For example, if you get sick, the insurance company pays someone to travel to be with you (their flight ticket, hotel stay, etc.)

•        Trip cancellation. If you need to cut your trip short due to unforeseen circumstances, then the insurance policy will reimburse some of your prepaid expenses.

•        Flight delay. If your flight is delayed, the insurance company will cover food and accommodation expenses as you wait for another flight, but only for long delays.

•        Loss/theft of baggage. If your baggage is damaged, lost or stolen (through no fault of your own) the insurance company

•        Personal liability abroad. If you cause personal injuries to someone or property damage while you are in Europe, the insurance company covers some of the cost.

Additionally, if you are looking for trustworthy and verifiable Travel Insurance provider then give it a try Schengen Visa Itinerary. They are offering Flight Reservation for visa, Hotel Booking at your destinations and affordable Travel Insurance for any Schengen visa country.