Although it is a known fact that travel insurance policies with lower prices have less coverage and may end up costing more if you need to make a claim, you can still make smart purchases and save money on your travel insurance:
• Do not buy from your travel agency or airline. If you book a trip or flight, the tour agencies or airlines will sometimes offer complimentary travel insurance as a package deal. Although it is convenient, in many cases, they have additional fees, and you will end up paying more for travel insurance than you need or what you are actually getting.
• See if you can get it online. This is not only better because it allows you to compare more policies through comparison websites, but many travel insurers offer discounts for online purchases.
• Buy it early. Try to buy travel insurance as soon as you book a trip because it will cover for any costs that happen between then and the time the trip actually takes place.
• Know what you are insuring. The term “better safe than sorry” may be true, but there is also such a thing as too safe. For example, if you have a refundable trip, do not get reimbursement coverage, since travel insurance companies will only cover non-refundable trips either way.
• Don’t get high premiums on baggage loss/theft if you are not taking valuable items with you.
• Get group insurance. If you are travelling as a family, getting group travel insurance is cheaper than getting it for each member individually.
• If you travel frequently, get an annual, multi-trip policy rather than a new policy each time you travel. Usually, with an annual policy, there is a limited period of time you are covered for each time you leave the country.
• Check if you already have travel insurance via your credit card.
Note: You should not try to save money on travel insurance by getting a policy with inadequate coverage or high deductible/excess (the amount you have to pay from your own pocket before the insurance company covers the rest). If you choose a travel insurance plan with a high deductible, the plan itself will be less costly, but if you have to make a claim, you will be losing more money in the end.
How to get the affordable Schengen Travel Insurance?
To make an affordable Travel insurance, you could use the services of Schengen Visa Itinerary. We are here to help you with your travel insurance requirements easily, without any hassle. We have years of experience in helping customers with their visa applications and can tell you what travel insurance plans would be suitable for a Schengen visa.
Additionally, if you are planning to obtain your Travel Insurance for your visa, all you have to do is follow the simple steps below:
1. Go to https://www.schengenvisaitinerary.com/
2. Select the “Travel Insurance” form from the plans
3. Fill out the form and submit
4. Get Travel Insurance confirmation via email instantly
We also offer Flight Reservation and Hotel Reservation to complete your visa requirements.
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