What Does Schengen Visa Travel Insurance Cover and What are the Additional Coverage for Europe?

 

Schengen visa travel insurance plans typically cover the following:

•        Medical bills. The medical insurance company will cover your medical treatment bills if you get into an accident or suddenly fall ill while you are in Germany or another Schengen country. This includes hospitalization, doctor visits, prescription medication, surgery, etc.

•        Emergency medical evacuation and repatriation. Suppose you have a major medical emergency while you are in Germany or another Schengen country, and you need to be evacuated to your home country for treatment. In that case, the travel insurance company covers the cost of things such as an air ambulance. Repatriation covers the costs of returning the body home if the traveller passes away while in Europe.

•        Travel delays resulting from the weather; and

•        Schengen visa insurance provides Evacuation and Repatriation.

Additional Coverage for Europe

Some health insurance companies might also cover these incidents or disturbances which can happen during your trip to Europe:

•        Trip interruption. If you have to return home in the middle of the trip to Europe or cancel for reasons outside your control, travel insurance reimburses some of your non-refundable costs.

•        Flight delay. If your trip to Europe is delayed while you are travelling, then the company pays for accommodation and food during the waiting time.

•        Loss or theft of baggage. The company reimburses some of the lost costs if your baggage and belongings are stolen or damaged while travelling to Europe.

•        Personal liability. If you damage property or you cause bodily injury to someone else while in Europe, travel medical insurance covers the resulting costs.

•        Adventurous activities. You may be able to extend coverage for injuries related to certain “adventure” sports, such as skiing or scuba diving. Other sports which are deemed too risky are always excluded.

To make an affordable Travel Insurance you could use the services of Schengen Visa Itinerary. We also offer Flight Reservation and Hotel Reservation to complete your visa requirements.