Do I Really Need Travel Insurance for A Schengen Visa and What Are the Common Restrictions and Limitations?

 

Yes, your Schengen visa application requires that you purchase Schengen visa insurance before applying. But knowing that you are fully covered while on your European tour can give you peace of mind. Plus, if anything goes wrong with your trip, we are here to get your plans back on track!

What Are the Common Restrictions and Limitations?

•        As previously mentioned, there are travel insurance companies that don’t provide coverage for pre-existing conditions internationally. In case you have a condition prior to your departure to Europe, you’ve consulted a doctor and are already on treatment, and you’ve decided to travel out of the country, in this case, you are not prone to any medical cost alleviations via your insurer. However, if one is proclaimed fit to travel having the condition under control, most commonly the travel insurance is ought to cover an unexpected emergency related to the condition when travelling in an international domain, an acute onset of the pre-existing condition.

•        Sports – Participation in high-risk activities such as extreme sports, e.g., scuba diving, skydiving, etc., can be excluded.

•        War – Policies may exclude coverage for injuries caused by war when travelling to an endangered war zone.

•        Duration – Many policies specify a time limit for coverage (e.g., 60 days), and the costs differ accordingly.

•        Suicide in an international or domestic domain is excluded from any insurance policy as well as self-inflicted injuries.

•        In the case of any substance abuse, drugs or alcohol, domestic or international, the medical expenses won’t be covered by your insurance policy.

To Buy the Travel Insurance:

we are here to help you with your Travel Insurance requirements easily, without any hassle. To assist you through this process smoothly, our team at Schengen Visa Itinerary has created several packages to suit the needs of different kinds of travelers. These packages not only include Travel Insurance for visa, but other required documents too, such as Hotel Booking for Visa Application, Flight Itinerary for visa application.