Yes, the travel insurance for foreigners is valid throughout Europe. However, you are not insured in the country of origin (the country where you lived before leaving for the Netherlands and/or the country of your nationality). If Indian citizens/residents applying for a Schengen visa to visit Europe, must buy a travel medical insurance policy that covers all Schengen countries: Austria, Belgium, Croatia, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden, and Switzerland.
What Does Travel Insurance for Europe Cover?
A good travel health insurance plan for Europe must include coverage for the following services:
• Medical emergency services. A common misconception visitors have when visiting Europe is that because most countries offer universal healthcare, they assume their medical expenses are paid. However, tourists shoulder the cost of medical insurance themselves. So, should you need medical care while travelling in Europe, you pay for the services out of pocket? This is why you need travel insurance to cover these services. For a trip to Europe, you are usually advised to include coverage for medical emergencies up to €100,000.
• Trip cancellation coverage. Often travel plans can change due to personal circumstances or other events such as natural disasters, now with Covid, even due to pandemics. You never know when you may need to cancel or delay your trip, so you must have insurance to cover the financial losses you experience from a cancelled trip.
• Coverage for missing, lost, or stolen items. During travels, you may encounter many issues, such as losing your luggage, having your things stolen, or losing them. Your travel insurance ensures you are covered in any of these unplanned events and helps you pay the costs of replacing your items.
• Repatriation of remains. In the unfortunate event of accidental death or dismemberment, travel insurance must offer coverage for the repatriation of remains or emergency evacuation.
It is important to remember that travel insurance plans differ depending on the provider and the type of policy. Some plans may include other added benefits, while others may exclude specific services. Read the coverage areas of your insurance policy carefully and see if it fits your needs.
Additionally, if you are looking for affordable Travel Insurance provider then give it a try Schengen Visa Itinerary. They are offering Flight Reservation for visa, Hotel Booking at your destinations and Travel Insurance for any Schengen visa country.
If you need support with an upcoming trip to the Schengen Area, please contact us today.
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