You need a Schengen Travel Insurance Policy, as it is mandatory if you want to travel in any of the 26 countries constituting the Schengen continent.
EU law requires anyone applying for a Schengen visa to have travel insurance. The European Commission website has a full list of who needs a Schengen visa.
UK citizens can travel to all countries in the Schengen area without a visa provided they are not staying for more than 90 days in every 180 days.
However, even if you do not need travel insurance to enter the Schengen Area, it is still a good idea to have it. Travel insurance can cover you for medical emergencies; compensate you if your belongings are lost or stolen, or if you have to cancel your trip.
When traveling to the Schengen Area in Europe, visitors must be prepared to handle any unforeseen medical expenses in case of accidents or injuries.
To ensure financial support and peace of mind during their journey, it is necessary for travelers to obtain travel insurance when applying for a Schengen visa.
Even though travel health insurance is worth having for all travellers to Europe, not everyone is required to have it. A travel insurance policy is a mandatory requirement only for travellers applying for a Schengen visa. This group of travellers is always required to have the needed coverage for the entire period of their stay in Europe, regardless if they go there for business, tourism, studying, holidays, or other reasons.
Foreign travellers visiting Europe who enjoys visa-free travel to the Schengen zone can get their preferred Europe travel insurance policy if they want to and while it is highly recommended – they are not required to.
Who Provides Schengen Travel Insurance?
First and foremost, the health insurance policy that you might already possess through your employment contract might cover international medical emergency expenses; however, there are usually limitations to what is covered. Therefore, one shall know what to expect and what not to expect when having a medical issue in Schengen territory.
Usually, travellers purchase an individual Schengen travel insurance policy for the days planned to spend in Europe at the rightful insurance provider.
Make sure the company you choose is licensed and accepted in the Schengen country you are planning to travel to.
We recommend Schengen Visa Itinerary where you can get support for most of your visa requirements such as Travel Insurance, flight itineraries and hotel reservations along with free consultation over email. Schengen Visa Itinerary was accepted by European Embassies and Consulates worldwide. Its services are cheap and genuine, and many people claim it has helped them a lot.
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