Do we need Travel Insurance to Enter Schengen and How Does It Work for a Trip?

 

The Schengen Travel Insurance is a mandatory requirement to apply for the Schengen visa. However, it is still advisable that every traveler has travel insurance; the expenses that may arise for any eventuality are very high when traveling without travel medical insurance.

How Does Travel Insurance Work?

While every traveler hopes for the best when going on a trip, it is possible for unexpected outcomes to ruin some or all of your vacation. Travel insurance helps in those unfortunate situations by covering the necessary expenses to get you back on the right track.

You can buy policies that cover one reservation, an entire trip or a specific period of time. Policies can provide protection for a single person or a whole family. Prices vary based on your age, protected items, coverage limits and duration of coverage.

Types of Travel Insurance Coverage

Typically, it will cover some or all of the following situations:

•        Trip delay. If your flight or other transportation has delays, you will receive compensation to cover food, lodging and other related expenses.

•        Trip interruption/cancellation. When your trip is interrupted or cancelled for a covered reason, it provides financial assistance to make other arrangements to continue your trip or go home early.

•        Baggage delay. Covers the cost of reasonable clothing, toiletries, medication and other necessary items until your bag arrives.

•        Lost or damaged baggage. Pays to replace lost or damaged items, including both the luggage itself and personal effects that were in the luggage.

•        Rental car damage. Commonly called an auto collision damage waiver, this covers the cost to repair or replace a damaged or stolen rental car. Some policies also cover the lost income of the rental to the car agency while it is being repaired.

•        Injury or sickness. If you get injured or sick during your trip, this benefit pays for necessary medical care. Depending on the coverage you choose, this benefit may be primary or secondary to your existing medical insurance.

•        Emergency assistance and transportation. Pays to transport you to the nearest facility that offers adequate medical care to treat your illness or injury. In some cases, this may mean transporting you back to your home country.

To make an affordable Travel Insurance you could use the services of Schengen Visa Itinerary. We also offer Flight Reservation and Hotel Reservation to complete your visa requirements.