Before Travelling to Europe, you must purchase a Travel Insurance. Indeed, no one is immune from a health issue or an accident. Travel insurance covers for medical expenses, for illnesses, injuries, hospitalisation or other unfortunate events. Simply put, travel insurance helps travellers cope better with unexpected expenses. With this financial support, travellers will have peace of mind.
Schengen visa: Insurance requirements
To obtain the Schengen visa, you must take out a medical insurance. This insurance shall meet strict criteria, including:
• It must guarantee a minimum coverage of €30,000 or $34,000;
• It must cover all Schengen member countries;
• It must cover the costs in the event of repatriation to your country of origin or emergency health care.
Purchasing a travel insurance also covering for illness is mandatory, but only for travellers who want to travel to the Schengen area. Indeed, they must be covered during their stay in the European territory. This applies to anyone, from students to holidaymakers, tourists and people on business trips.
In case you have been granted a visa exemption, you may choose the Visa Insurance of your choice, if you wish to do so. This is not mandatory, but strongly advised because the costs in case of an accident are very high in the Schengen area.
Tips On the Visa Travel Insurance for Europe
Before you take out any other Travel insurance, you need to make sure that the insurance you now have covers all emergency medical expenses. If your insurance policy covers your medical expenses abroad, consider checking the limitations and restrictions of your travel insurance.
If you plan to travel by car to one of the Schengen countries but have a limited budget, it is recommended that you take out a travel insurance covering your luggage, including for theft, loss or car accident.
The risk of illness depends on the destination you chose. It varies with climate change. People with illnesses such as allergies are required to provide their medical records to their insurer. The record must include all your medical history. In case of chronic illness, it is advisable to take the necessary amount of medication with you.
To make an affordable Travel Insurance you could use the services of Schengen Visa Itinerary. We also offer Flight Reservation and Hotel Reservation to complete your visa requirements.
If you need support with an upcoming trip to the Schengen Area, please Contact us today.
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