If the Flight and Hotel Tickets are non-refundable then pushing it for the last moment is equivalent to pushing your luck. If an emergency arises, you will lose out on both time and money. Hence, it’s advisable that you book your travel insurance policy beforehand to cover yourself against any uncertainties. The sooner you do it, the sooner you will be protected against any medical, financial or legal emergency before and during your trip.
If you need to take one or two trips in a year, then you can buy a single trip travel insurance to cover yourself for the entire duration from the date of purchase of policy to until trip ends. The cover will cease once you return. It’s much wiser to get your travel insurance in advance as it can cover you from the date of booking till the trip ends.
If you travel frequently, then taking up a multi-trip policy like Schengen Visa Itinerary for travel insurance can be a smart choice. Schengen Visa Itinerary for annual multi-trips covers you and all your trips against any unforeseen emergency. To get pre-departure risk cover, make sure that you buy the policy at least one month in advance, as the benefits begin from the date of purchase and end on the stipulated return-date.
The Best Time to Book Travel Insurance
If you want to know when you should book travel insurance, the most important thing to remember is that travel insurance is imperative for any trip. Our simple answer is to get travel insurance as soon as you have booked and paid for your holiday, especially for a non-refundable trip. Although it is tempting to leave booking travel insurance until the last minute, it's more beneficial to get it in advance as the sooner you buy cover, the sooner you are protected.
Additionally, if you’re looking for trustworthy and verifiable Travel Insurance provider then give it a try Schengen Visa Itinerary. They’re offering Flight Reservation for visa, Hotel Booking at your destinations and Travel Insurance for any Schengen visa country.
Conclusion
If you do not wish to fork out unnecessary money and aim to choose the most economical travel insurance plan, then you might need to reconsider your idea. It’s not necessary that the cheapest policy will work out right for you. Remember to take comprehensive coverage and ensure that you do not remain under-insured.
This would backfire on you as the insurer won’t provide full coverage against certain losses or damages. When you wisely decide to buy Schengen Visa Itinerary travel insurance, or any other overseas insurance plan, make sure, that you read the policy documents thoroughly to determine all the coverage and limitations before the final purchase.
Check if the policy offers coverage from the day of policy purchase and not just at the beginning of your trip. If there is any specific travel insurance need, then research about it before zeroing down on a travel insurance plan.
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