Do I Need Travel Insurance to Go to Europe?

 

If you’re traveling to Europe this summer, you will definitely want travel insurance to supplement your trip in case anything goes wrong.

When you’re planning a trip to Europe, half of the fun is working out the details of your itinerary, creating a bucket list of attractions to visit, and mapping out the route you want to take.

It’s easy to forget about the finer details, like travel insurance.

That’s just human nature. Who wants to think about the bad stuff when there’s so much to look forward to?

Travel insurance gives you peace of mind while you’re exploring. It doesn’t matter if you’re planning a relaxing wine tour through Italy or a more adventurous jaunt through Switzerland – being insured means you’ll come home with only awesome memories and not outrageous medical bills.

Schengen travel insurance is a mandatory travel health insurance while visiting Europe's Schengen region. This region-specific plan covers health emergencies. It also offers coverage for passport & baggage loss, flight delay, etc. in all 26 Schengen countries.

Do I need travel insurance to go to Europe?

Yes, US citizens absolutely need travel medical insurance for Europe, including the Schengen area. If you're a US citizen and you get sick or if you're seriously hurt while in Europe or the Schengen area, you could face crazy high medical expenses.

While it is not a legal requirement to have travel insurance for Europe, the UK Foreign, Commonwealth and Development Office (FCDO) recommends holidaymakers take out a policy, even if they also have the European Health Insurance Card (EHIC).

This is because the EHIC only covers you for emergency healthcare – and only in State-run medical facilities. It would not cover you for repatriation or extra accommodation for you – and family members – if you were in hospital for a time and could not travel home, or for treatment in private hospitals, for example.

A quality travel insurance policy should cover these eventualities – and also extras such as holiday cancellation and cover for cash and baggage.

Many citizens do not need a Schengen visa before traveling to Europe. You’ll need to figure out what the Schengen visa requirements are for your country first. If you’re a US citizen, for example, you do not need to apply for a Schengen visa.

Applying for a visa can be a daunting experience for some citizens, but the online process for applicants is pretty straightforward. Absolutely make sure you have proof of your Schengen visa travel insurance secured beforehand and include it with your visa letter and visa application.

You can quickly and simply compare and buy Travel Insurance through Schengen Visa Itinerary. We also offer Flight Reservation and affordable Hotel Reservation to complete your visa requirements.