What should your travel insurance for Schengen Visa cover?

 

 

When traveling, it is essential to get the appropriate level of cover in the event of accident or medical emergency. However, if you want to enter Europe, purchasing travel insurance for Schengen Visa is mandatory.

According to the Regulation (EC) No 810/2009 of the European Parliament and of the Council of 13 July 2009, your policy should cover the following:

·        Medical emergencies, including sickness;

·        Repatriation of remains in the event of death;

·        Emergency evacuation;

·        Accidental injuries;

·        Return of a minor;

·        Overseas funeral expenses.

It is worth noting that, generally, travel insurances do not cover pre-existing conditions, such as diabetes or asthma. In these cases, it is advisable to speak to your doctor and to choose a policy that can suit you the best.

If you want to enjoy your journey without worries, you can purchase a Europe travel insurance policy. These packages are designed for Schengen Visa travelers, and usually, also cover the following:

·         Trip cancellation or interruption;

·        Lost, stolen or damaged baggage;

·        Hijacking;

·        Delayed baggage;

·        Flight connection missed due to weather or to airline schedule crash;

·        Pregnancy-related expenses, if you travel during your first trimester.

If you are planning to engage in risky activities or to enter an endangered country, you may need to purchase a dedicated policy.