Requirements for Travel Insurance for Schengen Visa:
The first thing you have to do, is make sure you know what the requirements are for your Travel Insurance for Schengen Visa, as it can be slightly different from other travel insurance requirements.
In general, a travel insurance will cover a lot more than the checklist below, however this checklist is what is mandatory for your Travel Insurance for Schengen Visa and your Tourist Schengen Visa Application. If your travel insurance does not meet these criteria, your application will be rejected. The mandatory medical insurance requirements for any travel Insurance accompanying a Schengen Visa application are:
· The insurance must cover urgent medical expenses as well as repatriation to your state of residence (in other words it must cover expenses in relation to your return to your home country)
· The insurance must be valid for the entire duration of your stay in the Schengen Member States
· The insurance must have a minimum coverage of €30,000
These are the mandatory requirements for any Travel Insurance for Schengen Visa, but make sure you read through the terms and conditions of your insurance thoroughly. For example, many insurance companies will not cover accidents caused by participating in “extreme sports”, but what many people don’t know is that even something as common as horse riding is in some cases considered extreme sport. Contact your insurance company if you are in doubt about your Travel Insurance for Schengen Visa.
What Is the Best Travel Insurance for Schengen Visa?
The best Travel Insurance for Schengen Visa depends on each individual traveler, and what type of traveling they intend to do. Are you backpacking, flash packing, or going on a Bear Grylls Adventure?
Like we mentioned before, many insurance companies will have a fine print that stretches over numerous pages explaining the terms of the insurance. Even if it is a boring task, we strongly recommend that you read through all of these terms so you know exactly what your insurance covers and what it doesn’t. No insurance companies will cover any sickness that was present before the trip commenced, for example chronic asthma, joint pain or any other disease that did not occur on the trip itself.
Remember to also check if your Travel Insurance for Schengen Visa covers damage or loss of personal belongings, and if it covers the other party should you have an accident involving other people as well.
Of course, none of us want to end up in a situation where we have to use our travel insurance. However, one of our staff here at Schengen visa flight reservation actually had to use her travel insurance twice already! None of the incidents were severe, but hospital visits were required both times, and would have ended up costing thousands of dollars had she not had the insurance. So not only is it mandatory for your Tourist Schengen Visa Application, it’s also very risky not to have travel insurance, both for the sake of your health and your wallet!
If you have any questions or doubts about what to do about your Travel Insurance for Schengen Visa, just drop us a line on WhatsApp or send us an e-mail, and we will get right back to you with all the information you need about flight reservations for visa applications, visa consultation or advice and info on our Travel Insurance for Schengen Visa.
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