What are the Requirements for travel insurance for Schengen Visa and How to apply for this travel insurance?

Requirements For Travel Insurance For Schengen Visa:

The first thing you have to do, is make sure you know what the requirements are for your Travel Insurance for Schengen Visa, as it can be slightly different from other travel insurance requirements.

In general, a travel insurance will cover a lot more than the checklist below, however this checklist is what is mandatory for your Travel Insurance for Schengen Visa and your Tourist Schengen Visa Application. If your travel insurance does not meet these criteria, your application will be rejected. The mandatory medical insurance requirements for any travel Insurance accompanying a Schengen Visa application are:

·         The insurance must cover urgent medical expenses as well as repatriation to your state of residence (in other words it must cover expenses in relation to your return to your home country)

·         The insurance must be valid for the entire duration of your stay in the Schengen Member States

·         The insurance must have a minimum coverage of €30,000

Theseare the mandatory requirements for any Travel Insurance for Schengen Visa, but make sure you read through the terms and conditions of your insurance thoroughly. For example, many insurance companies will not cover accidents caused by participating in “extreme sports”, but what many people don’t know is that even something as common as horse riding is in some cases considered extreme sport. Contact your insurance company if you are in doubt about your Travel Insurance For Schengen Visa.

How to apply for this travel insurance document?

If you have an agency that is processing all papers and requirements for you, they can easily get you one together with other groups of travelers.

Insurance policy and certificate is issued once you paid and filled out their application forms. You have to keep that certificate because it is required to submit in the embassy on your application for a Schengen visa.

If you want to get it yourself, you can do so since it’s so easy. Tell theinsurance staff or underwriter you need travel insurance for your Schengenvisa. They will then give you the forms you need to fill out with your personal information.

Choose the premiums and coverage required by the embassy (ie French Embassy, Spain Embassy, Italian Embassy in Manila etc). If you don’t know the requirement, just choose the minimum coverage listed above which is 30,000 Euros with 15 days allowance (current minimum requirement as I write this page).