One major requirement to have your Schengen visa approve is to submit and purchase a Schengen visa travel insurance.Without this, your application won't be accepted. While it's pretty easy to get one, there are a lot of things you should consider before jumping blindly on any travel insurance. Because the embassies and the Schengen states are very specific with the requirements when it comes to your travel insurance.
Schengen travel insurance for visapolicies can cover medical needs, cancellation or trip interruption, accidents, passport or baggage loss. ... It covers you in case any medical facility is required in the Schengen countries and also in case of cancellations, or loss of baggage and passport.
I have applied to three Schengen visas and all of them were approved. Finding a travel insurance for Schengen visa is pretty easy but it's also must research properly to make sure that you meet the requirements.
In this article, I will go through the in-depth discussion of everything you need to know before purchasing your travel insurance for a Schengen visa regardless where you are from.
SCHENGEN TRAVEL INSURANCE REQUIREMENTS
The European Union made a very clear and strict guideline for the acceptable travel insurance that an applicant should have. It is a major requirement for the application of the Schengen tourist visa. Here is the coverage that your insurance must have:
• coverage of costs as a result of medical repatriation, emergency and hospital treatment, or death
• coverage must be valid in the entire territory of Schengen area
• it must cover the whole period of your stay in the Schengen area
• coverage must be at least 30,000 euros or equivalent in this amount.
REMEMBER: For those applicants who want to apply for the multiple entries, you only need to prove a travel insurance on the first trip. But when you enter on the second or the coming trips, you will berequired to show a travel insurance.
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